Do you know that without Ingo, you can instantly cash a check? Yes, it works. There are many alternatives to doing that. This is why you’re here to choose the best you can use. So, continue reading to discover how to cash a check online instantly without Ingo.
Instead of going to the bank to post a check to your account, you can actually skip it. The best alternative is to do it online. There are many benefits to it. The bank process might be frustrating or take some time, which is not conducive for customers.
Cash a Check Online Instantly Without Ingo
I will say thanks to the banks and third-party apps for allowing instant mobile deposits. This allows us to cash checks within a few minutes or an hour with a phone without going to the bank.
With Ingo Money, you can cash out checks with your phone easily. But there are other ways to cash a check online instantly without Ingo. They are:
1. Deposit2Go
Deposit2Go is one of the best ways to cash a check online instantly without using Ingo. It is a mobile application that you can download from the Google Play Store.
You can cash a check that has a large amount of funds. With Deposit2Go, you can make real-time deposits from any country in which you reside.
There are many benefits of Deposit2Go and they are:
- The copies of checks are available for a long period of time. It can last for up to 18 months.
- Deposit2Go is available for iOS and Android users. So, you don’t need to panic about which device you’re using.
- With GTE Online Banking, you can make up to ten thousand dollars ($10,000).
2. Lodefast Check Cashing App
With the Lodefast check cashing app, it takes only 5 minutes to get your check approved. After that, you will have access to your funds. It doesn’t use Ingo and can send or receive your check. Lodefast check-cashing app is easy to use.
You will have 0% commission if you make use of the ACH option for 10 days. In addition, the fees range from 3% to 5% for instant exchange and quick transfers of money.
3. Activehours App
Activehours allows customers to receive cash easily. It is a free application that has no connection with the Ingo app. The app can allow you to receive funds based on a screenshot of your payslip within a short period of time.
One of the good things about Activehours is that there are no transaction fees. In a payment situation, the customer can choose online check cashing, not Ingo. Keep in mind that they have hidden fees, administrative costs and some interest charges.
4. EmagineNET Quick Check
Download the Quick Check mobile app for check cashing. It helps store owners access their store check-cashing details from their mobile devices. Kindly check the updated reviews on the Google Play Store before making use of it.
5. GADA Secure Pay
GADA Secure Pay can allow you to create, send and cash checks online. It doesn’t use Ingo money. In addition, it is an exchange application that doesn’t use Ingo funds. Some of the advantages of GADA Secure Pay are:
- 1. It shows a pattern of expenses and consumption.
- 2. Whenever you have low funds in your account, it will notify you.
6. The Check Cashing Store App
In the United States, it is another top mobile application to cash a check online instantly without Ingo. The check-cashing store app can cash a check online instantly without Ingo. The good news is that there are no transaction fees.
You can download the mobile apps online, which are available for iOS and Android users.
7. Wells Fargo App
The Wells Fargo app accepts mobile check deposits. When you snap the front and back of a legitimate check, you can cash the check online instantly without Ingo. Some of the features of the Wells Fargo app are:
- Mobile check deposit
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Refreshed sign-on experience.
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Account summary.
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Account details.
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Shows transaction details.
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Pay and transfer.
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Pay with Zelle.
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Security center.
The Wells Fargo app is compatible with iOS and Android. In addition, the app allows you to deposit different types of checks. They are:
- Business checks.
- Government checks.
- Personal checks.
8. US Bank App
The US Bank App is one of the check cashing apps that doesn’t use Ingo. The bank always accepts checks whenever you deposit them.
The first $200 daily deposit will be available immediately. If you make a deposit before 9 P.M. Central Time, the deposit will be available the next business day.
Don’t worry when you deposit a huge amount of money that takes time to process. It won’t take more than 5 business days to become available. Now, the good news here is that the US Bank does not charge any fees for check cashing. You can download the app on an iOS or Android device.
9. Chase app
You can deposit a check before 11 P.M. Eastern Time on a business day. The deposit will be available by the next business day. You can check the Secure Message Center if there’s any delay. This is one of the best check cashing apps that doesn’t use Ingo.
10. Chime App
The Chime App offers a check cashing service called Mobile Check Deposit. The minimum deposit for Chime is 1 USD. These deposits must come from government benefits, a payroll provider or employer, and a gig economy payer. There’s no fee charged when using the Chime app to make cash deposits.
11. AnytimeCheck
AnytimeCheck is another check cashing app that doesn’t use Ingo. The fees at AnytimeCheck depend on the package instead of being paid by individual checks. You can cancel your subscription or continue with the monthly bill. The app is not available for iOS, but you can download it on an Android device.
12. Santander Mobile Banking App
You can use the Santander app to cash a check online instantly without Ingo. The app is available for both iOS and Android users. One of the good things about them is that there are no fees for using the app for check deposits.
Check out this list of the most popular and best banking apps that allow cash checking:
- Ally Bank
- Bank of America
- Alliant Mobile Deposit
- Capital One
- Chime
- Citibank
- Citizens Bank
- Charles Schwab
- Chase
- Discover
- Fifth Third Bank
- Guaranty Bank
- Huntington Bank
- Navy Federal Credit Bank
- PNC
- TD Bank
- Truist Bank (previous name: SunTrust)
- U.S. Bank
- Union Bank & Trust
- USAA
- Wells Fargo
- Wintrust
In conclusion, I hope you have learned how to cash a check online instantly without Ingo. I recommend you use your bank’s app to do that. This will help you reduce the cost of check cashing. Feel free to use the comment section if you have any questions.
